**Title:** All You Need to Know About HDFC Credit Card
**Meta Description:** Looking for information about HDFC Credit Card? Read this article to know about the features and benefits of HDFC Credit Card along with FAQs.
Introduction:
HDFC Credit Card is one of the most popular credit cards in India. It offers a wide range of benefits and features that make it an attractive choice for customers. With an HDFC Credit Card, customers can avail cashback, reward points, discounts and other offers. In addition, customers can also avail of various services like balance transfers, cash withdrawal and more. This article will provide an overview of HDFC Credit Card and its features and benefits.
Features and Benefits of HDFC Credit Card:
1. Cashback and Reward Points: HDFC Credit Card offers customers the opportunity to earn cashback and reward points on their purchases. Customers can earn up to 5% cashback on their purchases and up to 10x reward points on select categories.
2. Discounts and Offers: HDFC Credit Card provides customers with discounts and offers on a range of products and services. Customers can avail of discounts on dining, travel, entertainment, shopping and more.
3. Balance Transfer: Customers can transfer their existing credit card balance to their HDFC Credit Card and avail of a lower interest rate.
4. Cash Withdrawal: Customers can withdraw cash from their HDFC Credit Card at any ATM across India.
5. Online Banking: Customers can access their HDFC Credit Card account online and manage their finances easily.
6. Insurance Cover: HDFC Credit Card provides customers with an insurance cover of up to Rs. 1 lakh.
FAQs:
Q1. How do I apply for an HDFC Credit Card?
A1. You can apply for an HDFC Credit Card online or by visiting the nearest HDFC Bank branch.
Q2. What are the eligibility criteria for an HDFC Credit Card?
A2. The eligibility criteria for an HDFC Credit Card vary depending on the type of card you are applying for. Generally, you must be at least 18 years of age, have a steady source of income and have a good credit score.
Q3. What are the charges for an HDFC Credit Card?
A3. The charges for an HDFC Credit Card vary depending on the type of card you are applying for. Generally, there is an annual fee, a joining fee and interest charges.
Conclusion:
HDFC Credit Card is a great choice for customers looking for a convenient and rewarding credit card. It offers a wide range of features and benefits that make it an attractive option for customers. Customers can avail of cashback, reward points, discounts and other offers. In addition, customers can also avail of various services like balance transfers, cash withdrawal and more.